Insurance, General average clause

The general average clause in ocean marine insurance obligates the insurers of various interests to share the cost of losses incurred voluntarily to save the voyage from complete destruction. Such sacrifices must be made voluntarily, must be necessary, and must be successful. For example, if a shipper's cargo is voluntarily jettisoned in a storm in order to save

Marechera, Dambudzo

Marechera grew up in poverty. He reacted against his upbringing and adopted an increasingly self-destructive lifestyle. He studied at the

Ryan, T. Claude

Ryan learned to fly in 1917, trained with the U.S. Army Air Corps in 1919 at Marsh Field, California, and served with the U.S. Aerial Forest Patrol until 1922. Ryan established a flight school and a business

Auerbach, Erich

After gaining a doctorate in philology at the University of Greifswald, Germany, in 1921, Auerbach served as librarian for the Prussian State Library. From 1927 to 1947 he was professor of Romance philology at the University of Marburg in Germany and at the Turkish State University

Amos, Valerie Ann, Baroness Amos Of Brondesbury

British politician, the first woman of African descent to serve in a British cabinet and as leader of the House of Lords. She was educated at Townley Grammar School for Girls and received a bachelor's degree in sociology from the University of Warwick (1976) and a master's degree in cultural studies from the University of Birmingham (1977). She worked

Radetzky, Joseph, Count (graf)

Radetzky joined the Austrian army in 1784 and served in the Turkish War of 1787–92 and in the Low Countries in the first years of the French Revolutionary Wars. His courage and enterprise were conspicuous

Insurance, Renewability

An important condition of health insurance is that of renewability. Some contracts are cancelable at any time upon short notice. Others are not cancelable during the year's term of coverage, but the insurer may refuse to renew coverage for a subsequent year or may renew only at higher rates or under restrictive conditions. Thus the insured may become ill with a chronic

Taenia

Genus of tapeworms parasitic in mammals. See tapeworm.

Italy, The Ostrogothic kingdom

Odoacer was conquered and killed by Theoderic, king of the Ostrogoths (489–526). The decades of the Ostrogothic kingdom in Italy (489–552) can be seen as the first true period of Germanic rule in the peninsula, for an entire tribe of 100,000 to 200,000 people came with Theoderic. Still, the Ostrogothic kingdom continued to operate inside a largely Roman political system. Like Odoacer, Theoderic courted

Korfball

Game similar to netball and basketball, invented in 1901 by an Amsterdam schoolmaster, Nico Broekhuysen. It was first demonstrated in The Netherlands in 1902 and was played on an international level, primarily in Europe, by the 1970s. It was devised as a game for both sexes. A national association was formed in 1903, and the game spread to Belgium, Indonesia, Suriname, Germany, Spain, New Guinea,

Qadarif, Al-

Also spelled  El-gedaref,   town, east-central Sudan. It is situated about 120 miles (200 km) southwest of Kassala town. Located at an elevation of 1,975 feet (608 m), it is a commercial centre for the cotton, cereals, sesame seeds, and fodder produced in the surrounding area. The Gash Irrigation Project is located to the northwest of al-Qadarif. Light industries include cotton ginning and spinning mills and soap factories.

Ibn Al-athir

Ibn al-Athir spent a scholarly life in Mosul, but often visited Baghdad. He was for a time with Saladin's army in Syria and later lived in Aleppo and Damascus. His chief work was a history of the world, al-Kamil fi at-tarikh (“The Complete History”), starting with